A system and method for qualifying a bidder over a global network for an auction helps to significantly reduce or eliminate commerce fraud. An auction site, for example, enlists the system to maintain bidder funding accounts for prospective bidders. When a bid is placed, the funds are reserved in the...http://www.google.se/patents/US7092904?utm_source=gb-gplus-sharePatent US7092904 - Web-based account management for hold and release of funds
