A method of issuing a purchase card is provided. The method includes the steps of presenting a purchaser with the opportunity to buy the purchase card, determining whether the purchaser has sufficient funds to pay for the purchase card, creating a purchase card account for a recipient designated by the...http://www.google.se/patents/US7747463?utm_source=gb-gplus-sharePatent US7747463 - Debit purchasing of stored value card for use by and/or delivery to others