Systems and methods for providing personalized services to remote customers using personal teller machines (PTM) from a centralized call center. The customer initiates the transaction providing identification at a PTM. The identification of the customer is verified and audio and/or video communication...http://www.google.se/patents/US20060004660?utm_source=gb-gplus-sharePatent US20060004660 - Personal teller system and method of remote interactive and personalized banking